Spring 2008

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Gift Annuity Offers Protection from Market Volatility

Are you concerned about recent stock market volatility?

Would you like to transfer some of your volatile stocks into an investment that provides you with a high rate of return and a fixed income? In most cases, you can obtain two, and sometimes, three times the rate you would find for a comparable risk-free investment in the market, such as CDs and money market accounts.

Barbara Tornberg and her late husband Ralph gave generously to National Jewish for many years. After Ralph’s death, Barbara was looking to stabilize her investments and give a gift to National Jewish. So, she purchased an annuity last fall with a gift of stock. “I wanted to make a gift in Ralph’s memory and to help my financial situation. The National Jewish charitable gift annuity was a great way to do both.”

She was able to obtain a 7.4 percent rate of income on a National Jewish Charitable Gift Annuity, which provides a fixed and guaranteed income to her for the rest of her life. In addition, she loved that she was able to deduct almost 50 percent of the value of her gift to lower her income taxes. Finally, a portion of her income from the annuity is tax-free.

Annuity rates are dropping on July 1, 2008; contact us now to lock in the higher rates!

Age                 Rate                Annual            Tax
                                              Income            Deduction

60                    5.7%                $570                $2,566

70                    6.5%                $650                $3,594

75                    7.1%                $710                $4,155

80                    8.0%                $800                $4,696

90                    11.3%              $1,130             $5,615

Rates effective July 1, 2007 and subject to change.

For more information, please contact Gordon Smith at smithg@njc.org, 1-800-423-8891 ext. 1049 or 303-398-1049.